Tools for Finance Novices
Learning how to design a budget—and stay on one—is a key to building wealth. “If you don’t understand your budget or are exceeding your budget, you’ll never get ahead,” says Paul Jarvis, a certified...
View Article2012 Estate Planning Guide
Today’s post provides a helpful Estate Planning guide from T. Rowe Price (Access the document by clicking on this link: T Rowe Price Estate Planning Guide) Building the proper estate planning framework...
View ArticleA Financial To-Do List for Summer’s End
“Too many people make the mistake of waiting until they have a big life change, such as a new child, to update a will and estate plan, says Paul Jarvis….” Recently, I was asked by The Wall Street...
View ArticleOver 1,000 in less than 4 Months!
Thank you to my readers! In my amateur start to blogging financialplanning.areavoices.com has exceeded 1,000 views in less than four months! Here are the top 10 entries: Wants vs. Needs & My...
View ArticleAre Safe Withdrawal Rates Still Relevant?
Check out the presentation by Michael Kitces on whether or not safe withdrawal rates are still relevant in today’s low rate/return environment (you will need to click on the Live Webinar Link to...
View ArticleTarget Date Funds…What I Call a Target Rich Environment
The Pension Protection Act of 2006 approved the use of Target Date funds as a default option for retirement plan sponsors and since that time, we have seen an explosion of popularity in its offering...
View ArticleMinnesota 2013 “Snowbird Tax”& Legislative Update
Recently, questions have been raised over proposed Minnesota tax increases, specifically a “snowbird tax”. According to The Wall Street Journal, “Details are sketchy, but the idea is to tax these...
View ArticleWant to Know What the Frack is Going on?
What to learn more about fracturing (fracking)? Hydraulic fracturing or “fracking” is a process used to stimulate the production of oil and natural gas by forcing pressurized water and sand mixed...
View ArticleFour Tips for Tax-Savvy Investors
A century ago, author Mark Twain wrote that the difference between a taxidermist and a tax collector is that the taxidermist only takes your skin. Today, the IRS isn’t any more popular. Why not see...
View ArticlePlanning for the Future — What Motivates You?
This article underscores the benefits of maintaining a financial plan to pursue your goals for the future and the truth is that there is ample motivation to make the most of retirement planning...
View ArticleSocial Security Decisions Infographic
Social Security Decisions Infographic Follow me on Twitter: @pauljjarvis You have probably heard that there are pros and cons to taking social security early, at full retirement age, or delaying but...
View ArticleGoodbye Wealth Management, Hello FinLife
Goodbye Wealth Management, Hello FinLife By Joe Duran Remember when the financial world was really simple? It wasn’t that long ago that there were brokerage firms, banks, insurance companies and...
View ArticleStress Test: Americans, Especially Women and Younger People, Stressed by...
. Stress Test: Americans, Especially Women and Younger People, Stressed by Finances CFP Board Survey finds financial planning most helpful in reducing stress By Paul Jarvis, CFP® Areavoices Financial...
View ArticleEvaluating Your Trust Issues: The Who, Why & When of Setting up a Trust Fund
_ Evaluating Your Trust Issues: The Who, Why & When of Setting up a Trust Fund By Paul Jarvis, CFP® Areavoices Financial Planning Blog We often associate trust funds with millionaires or the...
View ArticleFinancing a Private School Education Without Sacrificing Financial Goals
. Financing a Private School Education Without Sacrificing Financial Goals By Paul Jarvis, CFP® Areavoices Financial Planning Blog Families that choose to send their grade- or high school age...
View ArticleFifty Shades of Funds: An Investment Strategy for Every Taste
. Fifty Shades of Funds: An Investment Strategy for Every Taste Considerations when choosing between index and actively-managed funds By Paul Jarvis, CFP® Area voices Financial Planning Blog Once...
View ArticleDiversification Is A Prudent Decision
Tips on Which Assets to Diversify and How By Paul Jarvis, CFP® AreaVoices Financial Planning Blog Diversification is a prudent decision; it is an effective, inexpensive, and easy-to-implement...
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